Electronic Disclosures and Communications Consent

This consent is between you and Four Corner Holdings, LLC, a Florida limited liability company operating publicly as Four Corner Funding (“we,” “us,” or the “Company”). Our mailing address is 3750 Gunn Highway, Suite 306, Tampa, FL 33618.

We provide software and related services. We are not a bank or a lender, and we do not make credit decisions. Financing, where it is available, is provided by independent third-party funding sources under their own criteria.

Some of the records connected with your use of our platform are required by law to be provided to you in writing. By checking the electronic-consent box in the platform, you agree that we may provide those records, and any other communications, to you electronically rather than on paper.

Records covered by this consent include:

• This consent, and any updated version of it
• Authorizations you give us, including credit authorizations, and the record of what you agreed to and when
• Our Privacy Policy, Terms of Use, Disclosures, and any changes to them
• Agreements, notices, statements, receipts, and confirmations relating to your account
• Notices about your use of the platform, including service and security notices
• Any other record we are required or choose to provide to you in connection with our services

We may deliver these records by displaying them in the platform, by emailing them to the address on your account, or by emailing you a notice that tells you where the record can be found.

Your consent is not a condition of receiving financing, and it does not by itself authorize a credit inquiry. Authorization for a credit inquiry is separate; see our Credit Authorization.

To access and keep the records we provide electronically, you need all of the following:

• A computer, tablet, or mobile device with an internet connection
• A current version of a web browser that supports 128-bit encryption, such as a recent release of Google Chrome, Apple Safari, Microsoft Edge, or Mozilla Firefox
• A valid email address that you check regularly, provided to us and kept current
• Software that can display and print PDF files, such as Adobe Acrobat Reader
• A printer, or storage on a device, so you can print or save a copy of any record for your files

If our hardware or software requirements change in a way that creates a material risk that you would not be able to access or keep your records, we will tell you and give you the chance to withdraw your consent without charge.

You may request a paper copy of any record we have provided to you electronically. We do not charge a fee for paper copies.

To request one, email support@fourcornerfunding.com, write to us at the mailing address in Section 1, or contact us through the platform. Tell us which record you need and the mailing address to send it to. Requesting a paper copy does not withdraw your consent to receive records electronically.

You may withdraw your consent to receive records electronically at any time, at no cost. To withdraw it, email support@fourcornerfunding.com, contact us through the platform, or write to us at the mailing address in Section 1, and state that you are withdrawing your consent to electronic records.

Withdrawal takes effect once we have had a reasonable opportunity to act on it. It applies going forward only: it does not affect the validity or enforceability of records or authorizations provided before it took effect, and it does not withdraw an authorization you have already given.

Because our platform is delivered electronically, withdrawing this consent may mean we can no longer provide some or all of our services to you, and we may close or limit your account.

You are responsible for giving us a valid email address and for keeping it current, along with your mailing address and phone number. Update them in your profile in the platform, or tell us in writing.

We are not responsible for records you do not receive because your contact information was out of date, because email was blocked or filtered, or because your mailbox was full.

You agree that checking a box, clicking a button marked to indicate acceptance, typing your name where we ask for a signature, or taking a similar action in the platform is your electronic signature. An electronic signature has the same legal effect as a handwritten one.

When you give us an authorization or accept an agreement electronically, we keep a record of it that includes the text you were shown, its version, the date and time in Coordinated Universal Time, and technical details of the session such as the IP address and browser used. You may request a copy of that record at any time.

Where you authorize it, we obtain consumer credit information through a third-party service provider that connects to the nationwide consumer reporting agencies. Those inquiries are soft inquiries made for prequalification and do not affect your credit score.

Our use of that information is described in our Privacy Policy and in the Credit Authorization.

This consent applies to every record described in Section 2, for as long as you have an account with us or we provide services to you, until you withdraw it under Section 5.

We may update this consent. Each version carries a version number and an effective date, shown at the top of this page and listed below. When we publish a new version, we keep the earlier version available so that a record of what you agreed to can be produced.

Write to Four Corner Holdings, LLC, 3750 Gunn Highway, Suite 306, Tampa, FL 33618, or email support@fourcornerfunding.com. You can also reach us through the platform.

See also our Privacy Policy, Terms of Use, and Disclosures.